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EXCELLENT |
Insured lives an active and independent lifestyle, may exercise regularly, travel, work, etc. |
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GOOD |
Insured lives a fairly active and independent lifestyle, may exercise intermittently, travel, work, etc. |
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FAIR |
Insured lives an average lifestyle primarily independent but with some minor assistance from friends and family. |
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POOR |
Insured lives an active and independent lifestyle, may exercise regularly, travel, work, etc. |
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SERIOUS |
Insured lives with independence, but does require some assistance and supervision. |
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TERMINAL |
Insured has terminal condition that may result in a life expectancy of 24 months or less. |